Here’s How To Buy Investment Land From With Owner Financing

owner financing on land in - and surrounding cities

Do you want to buy more and land in other areas for your investment portfolio… or simply to ?

Have you tapped out your funding sources but still want to increase your land holdings?

Do you have less-than-perfect credit but still want to invest?

Here are your options, including one option that you may not be aware of…

How To Invest In Land On A Budget

There are many ways to buy land investment property. This variety of funding helps investors build their investment portfolio while accessing all sources available to them, or using leverage:

  • Some investors use their own cash
  • Some investors use traditional bank financing
  • Some investors work with private money lenders

All three of these ways are popular ways to fund an investment.

But there’s another way to buy land that you may not be aware of: by using land owner financing.

What Is Land Owner Financing?

Land owner financing is when the owner of the land finances the purchase of the land themselves. The owner acts just like a bank, giving you the land in exchange for receiving regular payments for the land until it is paid in full. Typically, the land itself is the collateral.

Think of it just like getting a mortgage from the bank, but without all the hassle and paperwork and credit checks and pre-approval.

Land owners like owner financing because it allows them to sell more property, including to those who might not normally be able to afford the purchase, while also providing a steady stream of cash flow.

Investors like owner financing because it allows them to invest in more property even if they don’t have the full amount of money available.

Land Owner Financing: How Does It Work Here At ?

When you buy land in or anywhere around (we also sell and buy land in other states as well!) from us, many of our properties have land owner financing available, so if this is something that interests you, just reach out and let us know.

We’ll complete the purchase as normal and we’ll still require an earnest money deposit. However, instead of the full payment due upon closing, we’ll set up a payment plan that includes the principal plus nominal interest, as well as the term of the loan.

The land investment is the collateral itself, so if you no longer want the property, you can simply return it to us and you will not be expected to pay anything else.

There is no penalty for early payment of the land.

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